Chime vs. Current vs. SoFi: Best No-Fee Banking App in 2025

All three charge zero monthly fees, but their interest rates differ—the right app depends on your direct deposit and savings goals.

All three charge zero monthly fees, but their interest rates differ—the right app depends on your direct deposit and savings goals.

To qualify for Chime SpotMe in 2026, you need exactly one thing on a recurring basis: at least $200 in qualifying direct deposits hitting your Chime...