How to Get $7,395 in Pell Grant Money — Eligibility Rules Explained
Yes, you can receive up to $7,395 in federal Pell Grant money for the 2025-2026 academic year. This maximum award amount is available to eligible...
FAFSA Changes in 2025: How Your Aid Package May Have Changed
Your financial aid package for 2025-26 may look significantly different from previous years, and not always in the way you might expect.
529 Plan Leftover Money: The New Rules That Let You Roll Into Roth IRA
Starting January 1, 2024, you can now roll unused 529 plan money into a Roth IRA—a significant change that gives families a valuable escape route when...
Income-Driven Repayment Plans Compared: Which Costs Less Over Time
The income-driven repayment plan you choose can save you tens of thousands of dollars compared to the standard 10-year repayment option—but the savings...
Community College Transfer Strategy: How to Save $50,000 on a Degree
Yes, you can save $50,000 or more on your bachelor's degree by starting at community college. The strategy is straightforward: complete your first two...
How to Refinance Student Loans and Save $10,000+ in Interest
Refinancing student loans can save you thousands of dollars in interest by replacing your current loan with a new one at a lower interest rate, shorter...
Public Service Loan Forgiveness: How to Make Sure You’re on Track
To ensure you're on track for Public Service Loan Forgiveness (PSLF), you need to verify three things: you're in the correct repayment plan, you're...
SAVE Plan Student Loan Forgiveness: Who Qualifies and What’s Next
The SAVE Plan (Saving on a Valuable Education) is a federal income-driven student loan repayment program that forgives remaining undergraduate loan...
How to Avoid Underpayment Penalties If You’re Self-Employed
To avoid underpayment penalties as a self-employed individual, you need to pay quarterly estimated taxes based on your projected annual income, or ensure...
State Income Tax Rankings: The Lowest-Tax States to Live In
If you're looking to minimize your state income tax burden, nine states offer the most aggressive approach: they don't collect a personal income tax at...