Kin auto insurance is now available in Colorado with bundled savings for homeowners. Bundled Colorado homeowners may save up to 15% on home and up to 20% on auto, according to Kin's November 12 announcement. Kin says Colorado is its third auto state after Florida and Texas. CollisionWeek reports 42% of Colorado homeowners who bought a Kin home policy in beta also bought auto coverage.
Table of Contents
- How much can bundling save?
- Who qualifies for the bundle?
- What auto coverage can you choose?
- How do you check your bundled price?
How much can bundling save?
Kin puts the headline numbers as caps, not flat cuts. A homeowner with both policies may save up to 15% on the home premium and up to 20% on the auto premium.
Kin describes savings as up to and may save, and its current discounts page says availability and amounts vary by state and policy. For budgeting, treat the bundle as a possible discount to confirm in a quote, not a guaranteed price.
Who qualifies for the bundle?
The bundle is for Colorado homeowners who hold both home and auto with Kin. Reporting in InsurTech Insights' November 13 launch summary notes both policies must stay active with Kin to keep the savings.
If you own a Colorado home and already carry Kin home coverage, you fit the group to price first. If you are shopping auto alone, ask how the auto price looks without the home policy.
What auto coverage can you choose?
InsurTech Insights reports Kin offers liability-only or full coverage in Colorado. Full coverage adds collision and comprehensive protection, and claims go through Kin's dedicated claims team.
InsurTech Insights also reports a Mature Driver Discount for drivers age 55 and older after an approved safety course. Liability-only costs less upfront but leaves your own car unprotected, while full coverage costs more and broadens repair protection.
How do you check your bundled price?
Kin points interested Colorado homeowners to its dedicated Colorado auto page for details and bundling quotes. Have current home and auto declarations ready so the quote reflects the same limits. Request the bundled quote there and confirm both discounts appear before you switch.
- Confirm a Colorado home and interest in holding both policies with Kin.
- Compare liability-only against full coverage with collision and comprehensive.
- Ask whether the age-55-plus safety course fits your time and savings.
