The 50/30/20 Budget Rule — How to Actually Apply It
The 50/30/20 budget rule breaks your after-tax income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment.
Category Budgeting
529 Plan Leftover Money: The New Rules That Let You Roll Into Roth IRA
Starting January 1, 2024, you can now roll unused 529 plan money into a Roth IRA—a significant change that gives families a valuable escape route when...
Public Service Loan Forgiveness: How to Make Sure You’re on Track
To ensure you're on track for Public Service Loan Forgiveness (PSLF), you need to verify three things: you're in the correct repayment plan, you're...
SAVE Plan Student Loan Forgiveness: Who Qualifies and What’s Next
The SAVE Plan (Saving on a Valuable Education) is a federal income-driven student loan repayment program that forgives remaining undergraduate loan...
How Much You Need to Save Monthly at 25, 30, 35, and 40 to Retire
How much you need to save for retirement depends heavily on your current age and income. At 25, aiming for a 15% savings rate of your annual income puts...
How to Use Google Flights Price Tracker to Never Overpay
Google Flights Price Tracker is a free tool that monitors airfare prices on routes you're interested in and sends you alerts when fares drop or are about...
Budget Airlines: The Hidden Fees That Actually Make Them More Expensive
Budget airlines actually aren't cheaper when you factor in their true total cost. A flight advertised at $49 might end up costing $180 or more by the time...
Free Preventive Care You’re Entitled to Under Your Health Plan
Your health insurance plan includes free preventive care services that you may not even be using—and that's costing you money.
Rideshare Costs vs. Car Ownership: The Monthly Comparison
For most people, car ownership remains cheaper than relying exclusively on rideshare services—but the gap is far tighter than many assume, and for certain...
Amazon Price Tracker Tools That Save You $400+ Per Year
Amazon price tracker tools can help you save money on purchases, though the realistic annual savings are typically much lower than the $400+ figure often...